Are you eligible for SNAP? See if you might qualify by using our SNAP & WIC eligibility calculator

Oct. 1, 2023 through Sept. 30, 2024 SNAP Eligibility in New York

There are three eligibility tests for SNAP: the Gross Income, the Net Income, and the Asset tests. Depending on your state and whether your household has a member who is 60 or older or has a disability, your household may be exempt from the Gross Income, Net Income, and/or Asset tests.

New York has expanded eligibility beyond the standard federal SNAP eligibility requirements, which is why other websites may display stricter financial eligibility requirements than what you see on this page.

While the Gross Income and Asset tests are straightforward, Net Income is more difficult to calculate. We recommend using our SNAP Eligibility Calculator to see you're income eligible for SNAP benefits.

This information was collected from USDA and state SNAP resources but is not official. This website is not affiliated with any government organization or SNAP/WIC program.

Gross Income Limits

Total monthly household income before taxes, including job, self-employment, and other income like social security, disability, child support, worker's comp, unemployment, and pension income.
Income Limits if There Is a Dependent Child in the Household
  • 1 person
    $2430 / month
  • 2 people
    $3288 / month
  • 3 people
    $4144 / month
  • 4 people
    $5000 / month
  • 5 people
    $5858 / month
  • 6 people
    $6714 / month
  • 7 people
    $7570 / month
  • Each additional person
    +$858 / month
The gross income limit is 200% of the federal poverty level.
Income Limits if the Household Has Earned Income (From a Job or Self-Employment)
  • 1 person
    $1822 / month
  • 2 people
    $2466 / month
  • 3 people
    $3108 / month
  • 4 people
    $3750 / month
  • 5 people
    $4393 / month
  • 6 people
    $5035 / month
  • 7 people
    $5677 / month
  • Each additional person
    +$643 / month
The gross income limit is 150% of the federal poverty level.
Income Limits for Households without Earned Income and without a Household Member who is a Dependent Child, Aged 60 or Older, or with a Disability
  • 1 person
    $1579 / month
  • 2 people
    $2137 / month
  • 3 people
    $2693 / month
  • 4 people
    $3250 / month
  • 5 people
    $3807 / month
  • 6 people
    $4364 / month
  • 7 people
    $4920 / month
  • Each additional person
    +$557 / month
The gross income limit is 130% of the federal poverty level.
Expanded Income Limits If Any Household Members are 60 or Older or Have a Disability
  • If the household has a member who is 60 or older or has a disability but is over the gross income limit below, the household can instead qualify by meeting the Net Income and Asset tests.
  • 1 person
    $2430 / month
  • 2 people
    $3288 / month
  • 3 people
    $4144 / month
  • 4 people
    $5000 / month
  • 5 people
    $5858 / month
  • 6 people
    $6714 / month
  • 7 people
    $7570 / month
  • Each additional person
    +$858 / month
The gross income limit for households with any members who are 60 or older or have a disability that don't meet the asset test is 200% of the federal poverty level.

Net Income Limits

Net income is a household's gross income minus deductions.

At the bottom of the page are some of the expenses that can be deducted to calculate net income. It's difficult to calculate net income without a SNAP calculator as the shelter-related expenses (utilities and rent) can only be deducted if they exceed half the household's income after other deductions have been applied. Additionally, there is a limit on the maximum shelter deduction for some households.

SNAP benefit amounts are based on a household's net income. While there are minimum and maximum SNAP benefit amounts, in general $100 more in net income = $30 less in benefits.
  • Only households which do not have earned income, a member who is over 60 or has a disability, or a dependent child have to meet this test.

    If a household has a member who is 60 or older or has a disability but did not meet the Gross Income test above, the household must meet the Net Income test.
  • 1 person
    $1215 / month
  • 2 people
    $1644 / month
  • 3 people
    $2072 / month
  • 4 people
    $2500 / month
  • 5 people
    $2929 / month
  • 6 people
    $3357 / month
  • 7 people
    $3785 / month
  • Each additional person
    +$429 / month
The net income limit is 100% of the federal poverty level.

Asset / Resource Limit

This means countable resources, like funds in bank accounts. A home is not counted as a resource.

There is no asset limit in New York. If the household has a member who is 60 or older or has a disability and did not meet the Gross Income test above, there is an asset limit of $4250.

Deduction

Child Support Payments Treatment

Court-ordered child support payments are excluded from gross income. Unlike other deductions that only impact net income, child support payments are excluded from gross income, reducing both gross and net income.
Deduction

Standard Medical Deduction

Monthly out of pocket medical expenses for household members who are 60 or older or have a disability can be deducted when calculating net income. You can deduct the full amount of expenses (minus $35) with verification.
Deduction

Utility Allowances

Households can only receive one utility allowance. If a household qualifies for multiple allowances, choose the highest allowance.

Heating and Cooling: If a household pays utility bills for heating and cooling, or receives over $20 in heating assistance from LIHEAP, this allowance can be claimed.

Basic Utility Allowance: If a household pays for two or more utility bills (including electricity, gas, water, sewage, trash, or telephone), this allowance can be claimed.

Single Utilities: If a household pays for the utility, this allowance can be claimed.
Nassau or Suffolk County
  • whatshotHeating And Cooling
    $923
  • flash_onBasic Limited Allowance
    $363
  • phonePhone
    $31
New York City
  • whatshotHeating And Cooling
    $992
  • flash_onBasic Limited Allowance
    $391
  • phonePhone
    $31
Rest of New York
  • whatshotHeating And Cooling
    $819
  • flash_onBasic Limited Allowance
    $332
  • phonePhone
    $31
Deduction

Other Deductions

Households can receive deductions for the following expenses. Shelter deductions (utilities, rent, and homeowners insurance) only apply for the amount that total shelter expenses exceed a percentage of household income, and are limited to a maximum amount if the household does not contain a member who is 60 or older or has a disability.
  • badgeA 20% deduction from job or self-employment income (earned income)
  • child_friendlyDependent care costs (including daycare, babysitters, or other child care) needed for work or school
  • homeMonthly rent or mortgage amount
  • cabinMonthly homeowners insurance and taxes

Maximum Benefit Amounts

SNAP benefit amounts are based on a household's net income. Our SNAP Eligibility Calculator can give you a dollar estimate of what you could receive in SNAP benefits.
  • 1 person
    $291 / month
  • 2 people
    $535 / month
  • 3 people
    $766 / month
  • 4 people
    $973 / month
  • 5 people
    $1155 / month
  • 6 people
    $1386 / month
  • 7 people
    $1532 / month
  • Each additional person
    +$429 / month
Are you eligible for SNAP? See if you might qualify by using our SNAP & WIC eligibility calculator