Guide for 2024 Medicaid Eligibility in Kentucky

Medicaid is a government-run health insurance program that provides health insurance to lower-income Americans. Over 75 million adults and children are enrolled in Medicaid. This page has eligibility information for the most common Kentucky Medicaid eligibility pathways for children and adults up to 65 who do not have a disability (in other words, for someone generally not Medicare eligible).

Eligibility for Medicaid requires meeting an income limit that is based on your household size. There is no asset test. For comparing your income to the tables below, use the combined income from all household members from jobs and other sources, except for child support, Supplemental Security Income, and children's non-taxable income (like disability payments). Read more about how income is counted.

Even if you're not eligible for Medicaid, you could get a significant discount (sometimes up to 90%) off of your monthly health insurance premium payments on plans purchased through healthcare.gov. The amount of the premium discount is based on your income. Read more about the premium tax credit.

Please note: there are more Medicaid pathways available that are not listed on this page. For example if you are 65 years or older, have a disability, or have other specific health conditions, you may be eligible for additional Medicaid pathways that have other income and/or asset based eligibility criteria.

This information was collected from medicaid.gov and state Medicaid/CHIP resources but is not official. This website is not affiliated with any government organization or health program.

Medicaid Pathways Overview

Medicaid eligibility is based on your income relative to the Federal Poverty Level (FPL), which adjusts with household size. To qualify, your income must fall below the specified limit as percentage of the FPL.
Medicaid Pathways as a Percentage of FPL

Medicaid Income Limits for Adults 19-64

  • 1 person
    $1731 / month
  • 2 people
    $2350 / month
  • 3 people
    $2969 / month
  • 4 people
    $3588 / month
  • 5 people
    $4206 / month
  • 6 people
    $4825 / month
  • 7 people
    $5444 / month
  • 8 people
    $6062 / month
  • Each additional person
    +$618 / month
The Medicaid income limit for adults age 19 to 64 is 138% of the federal poverty level.

Medicaid Income Limits if Pregnant

You can qualify under this Medicaid pathway for sixty days (in most states 12 months) postpartum.
  • 1 person
    $2510 / month
  • 2 people
    $3406 / month
  • 3 people
    $4304 / month
  • 4 people
    $5200 / month
  • 5 people
    $6096 / month
  • 6 people
    $6994 / month
  • 7 people
    $7890 / month
  • 8 people
    $8786 / month
  • Each additional person
    +$896 / month
The Medicaid income limit for those who are pregnant is 200% of the federal poverty level.

CHIP Income Limits if Pregnant

  • 1 person
    $2735 / month
  • 2 people
    $3712 / month
  • 3 people
    $4691 / month
  • 4 people
    $5667 / month
  • 5 people
    $6644 / month
  • 6 people
    $7623 / month
  • 7 people
    $8600 / month
  • 8 people
    $9576 / month
  • Each additional person
    +$976 / month
The CHIP income limit for those who are pregnant is 218% of the federal poverty level.

Medicaid Income Limits for Children up to 18

  • 1 person
    $2735 / month
  • 2 people
    $3712 / month
  • 3 people
    $4691 / month
  • 4 people
    $5667 / month
  • 5 people
    $6644 / month
  • 6 people
    $7623 / month
  • 7 people
    $8600 / month
  • 8 people
    $9576 / month
  • Each additional person
    +$976 / month
The Medicaid income limit for children up to 18 years old is 218% of the federal poverty level.

Links to Apply

Use the links below for official information about applying for Medicaid, CHIP, or purchasing a marketplace plan.