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Oct. 1, 2025 through Sept. 30, 2026 SNAP Eligibility in Mississippi

There are three eligibility tests for SNAP: the Gross Income, the Net Income, and the Asset tests. Depending on your state and whether your household has a member over 60 or with a disability, your household may be exempt from the Gross Income, Net Income, and/or Asset tests.

While the Gross Income and Asset tests are straightforward, Net Income is more difficult to calculate. We recommend using our SNAP Eligibility Calculator to see you're income eligible for SNAP benefits.

This information was collected from USDA and state SNAP resources but is not official. This website is not affiliated with any government organization or SNAP/WIC program.

Gross Income Limits

Total monthly household income before taxes, including job, self-employment, and other income like social security, disability, child support, worker's comp, unemployment, and pension income.
  • For self-employment income, you can subtract your allowable business expenses.
  • For income received more often than once a month, convert your income to monthly by multiplying weekly income by 4.33 and biweekly income by 2.17.
Income Limits
  • 1 person
    $1695 / month
  • 2 people
    $2291 / month
  • 3 people
    $2887 / month
  • 4 people
    $3482 / month
  • 5 people
    $4079 / month
  • 6 people
    $4674 / month
  • 7 people
    $5270 / month
  • Each additional person
    +$595 / month
The gross income limit is 130% of the federal poverty level.
Expanded Income Limits If Any Household Members are 60 or Older or Have a Disability

There is no gross income limit in Mississippi for households with a household member who is 60 or older or has a disability.

Net Income Limits

Net income is a household's gross income minus deductions.

At the bottom of the page are some of the expenses that can be deducted to calculate net income. It's difficult to calculate net income without a SNAP calculator as the shelter-related expenses (utilities and rent) can only be deducted if they exceed half the household's income after other deductions have been applied. Additionally, there is a limit on the maximum shelter deduction for some households.

SNAP benefit amounts are based on a household's net income. While there are minimum and maximum SNAP benefit amounts, in general $100 more in net income = $30 less in benefits.
  • 1 person
    $1304 / month
  • 2 people
    $1763 / month
  • 3 people
    $2221 / month
  • 4 people
    $2679 / month
  • 5 people
    $3138 / month
  • 6 people
    $3596 / month
  • 7 people
    $4054 / month
  • Each additional person
    +$458 / month
The net income limit is 100% of the federal poverty level.

Asset / Resource Limit

This means countable resources, like funds in bank accounts. A home and vehicles are not counted as resources.
  • account_balanceHouseholds that have a member who is 60 or older or has a disability
    $4500
  • account_balanceAll other households
    $3000
Deduction

Deductions

Households can receive deductions for the following expenses, which all factor into calculating a household's benefit amount.

Shelter expenses (utilities, rent, and homeowners insurance) only apply for the amount that exceeds 50% of the household income after all other deductions and are limited to a maximum amount of $744 if the household does not include a member over 60 or with a disability.
  • fact_checkA standard deduction of $209 (1-3 people), $223 (4 people), $261 (5 people), or $299 (6+ people)
  • badgeA 20% deduction from job or self-employment income (earned income)
  • child_friendlyDependent care costs (including daycare, babysitters, or other child care) needed for work or school
  • escalator_warningCourt-ordered child support payments paid
  • medical_servicesOut of pocket medical expenses for household members over 60 or with a disability (exceeding $35)
  • homeMonthly rent or mortgage amount Shelter Expense
  • cabinMonthly homeowners insurance and taxes Shelter Expense
  • powerUtility allowance for utilities paid (see below) Shelter Expense
  • handshakeIf no permanant residence, a standard homeless shelter allowance of $190
Deduction

Utility Allowances

Oct 1st Note: Utility allowance amounts listed below may still reflect the Sept 2025 numbers as this website awaits new data. Read more here.

Households can only receive one standard utility allowance. If a household qualifies for multiple allowances, choose the highest allowance.

Heating and Cooling Allowance: If a household pays a utility bill for heating or cooling this allowance can be claimed. Alternatively, if a household receives over $20 in heating assistance from LIHEAP and has a household member over 60 or with a disability, it can also be claimed.

Basic Utility Allowance: If a household pays for two or more utility bills (including electricity, gas, water, sewage, trash, or telephone), this allowance can be claimed.

Single Utility Allowance: If a household pays for the utility, this allowance can be claimed.
  • whatshotHeating and Cooling Allowance
    $300
  • flash_onBasic Utility Allowance
    $222
  • phonePhone Allowance
    $49

If the household doesn't qualify for any utility allowances listed above as the household only pays for one of electricity, fuel, water, sewer, or trash, the household can claim their actual utility expense.

Maximum Benefit Amounts

SNAP benefit amounts are based on a household's net income. Our SNAP Eligibility Calculator can give you a dollar estimate of what you could receive in SNAP benefits.
  • 1 person
    $298 / month
  • 2 people
    $546 / month
  • 3 people
    $785 / month
  • 4 people
    $994 / month
  • 5 people
    $1183 / month
  • 6 people
    $1421 / month
  • 7 people
    $1571 / month
  • Each additional person
    +$218 / month
The mimimum benefit for households of one or two people is $24. For larger households, there is no official minimum benefit.
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